Daily Filing Digest — Monday, 5 Oct 2026

The big bank day of Q2. Kotak, Axis, IDFC First, IndusInd, RBL, Suryoday and Central Bank all reported, and five banks between them disclosed about ₹3.36 lakh crore of foreign-currency deposits raised in an RBI swap window. Their filings show roughly 70% of it was matched by loans against the same deposits. Also filed: Q2 updates from Marico, Godrej Consumer and Trent (its 1,000th Zudio store), Marico paying more than twice as much for 24% of Plix as for the first 60%, and an open offer for Premier Explosives.

The one to read first

Seven private banks have now disclosed FCNR(B) deposits raised under the RBI's June–August swap window. The five that give rupee amounts:

• The circle: IDFC First says the ₹24,885 crore it lent to NRI customers "was in turn booked as FCNR (B) deposits".
• Axis: without such loans, its loan growth was 18.8% rather than 22.7%.

Full read: ₹3.4 Lakh Crore of FCNR Deposits, and Most of It Was Borrowed

Banks: Q2 updates

• Kotak Mahindra Bank reported end-of-period net advances of ₹5,77,094 crore (+24.7%) and deposits of ₹6,51,491 crore (+23.2%), including US$5.78 billion of FCNR(B) deposits. CASA grew 11.3%.
• Axis Bank reported gross advances of ₹13,846 billion (+22.7%) and deposits of ₹14,521 billion (+20.7%); CASA grew 10.6%.
• IDFC First Bank: excluding the leveraged FCNR(B), advances grew 20.4% and deposits 17.0%; including it, 29.9% and 25.9%.
• IndusInd Bank: net advances of ₹3,62,393 crore (+11.2% YoY, +11.1% QoQ); deposits ₹4,29,038 crore (+10.1%, +3.4% QoQ); CASA ratio 28.0% from 30.7%.
• RBL Bank: deposits +34% and gross advances +40%; advances growth "ex-loans" against FCNR(B) deposits was 30%.
• Suryoday SFB: GNPA fell to 2.9% from 6.5% in June, after a ₹591 crore write-off. Full read: Suryoday's Bad Loans Fell to 2.9%
• Central Bank of India: gross advances +29.83% to ₹3,81,035 crore, deposits +14.43%. CASA share fell 213 bps to 44.70%. It now shows ₹8,093 crore of overseas advances through a new IBU.
• Ratings:
  • India Ratings upgraded Indian Overseas Bank to IND AA+/Stable.
  • Fitch gave Punjab & Sind Bank first ratings of BBB-/Stable.

Our bank tracker now covers 31 banks; still to file: SBI, ICICI Bank, Federal Bank, Bank of Maharashtra, IOB, City Union Bank and Jana SFB.

Lenders: Q2 updates

• Sammaan Capital disbursed about ₹6,000 crore in Q2, against ₹3,875 crore in Q1; AUM is "over ₹59,000 crore".
• CreditAccess Grameen AUM rose 19.5% to ₹30,946 crore; disbursements were ₹6,355 crore (+19.4%). It cites excess rainfall and flooding in parts of four states for a minor rise in monthly arrears.
• SRG Housing Finance said it has received no communication from the National Housing Bank about any forensic audit, responding to a news report; it repeats that it has not defaulted to lenders. (Its 3 Oct voluntary liquidity disclosure is in that day's digest.)
• Poonawalla Fincorp AUM is about ₹73,950 crore, with about ₹6,400 crore of liquidity.

Consumer, retail and healthcare

• Trent standalone Q2 revenue rose 23% to ₹5,788 crore. It opened its 1,000th Zudio store and has 1,342 stores in all.
• Marico's Q2 update: India underlying volume growth "touching double digits", Parachute early-teens volume growth, Saffola Oils volumes down, international constant-currency growth in the teens; consolidated revenue "expected to grow in double digits".
• Godrej Consumer expects "high-teens revenue growth, high-single-digit underlying volume growth and double-digit EBITDA growth" at the consolidated level, citing uneven monsoon conditions.
• Metropolis Healthcare revenue grew about 15% on double-digit patient and test volume growth; EBITDA margins improved.
• AWL (Adani Wilmar) Q2 volumes rose 12% and revenue 24%; Food & FMCG revenue grew 33%.
• Marico paid ₹1,012.03 crore for a further 24.09% of Satiya Nutraceuticals (Plix), taking it to 84.09%; its total for the 84.09% is ₹1,392.07 crore. Full read: Marico Paid ₹380 Crore for 60% of Plix. Then ₹1,012 Crore for 24%.
• Zydus launched the first generic of Adempas (riociguat) in the US with MSN Laboratories; the brand had global sales of about €745 million in 2025.

Real estate

• Raymond Realty Q2 pre-sales nearly doubled to ₹902 crore; it plans ₹4,100 crore of Mahim launches in H2.
• Embassy Developments recorded over ₹1,800 crore of pre-sales at the launch of Embassy Origins in North Bengaluru.

Deals and capital

• Apollo Micro Systems made an open offer for up to 26% of Premier Explosives at ₹698 a share plus ₹7.65 interest, up to about ₹986.35 crore in cash.
• Juniper Hotels agreed to buy Novotel Imagicaa at Khopoli from Imagicaaworld for ₹248 crore.
• BGR Energy signed a restructuring of ₹3,736 crore of debt with NARCL:
  • ₹1,245 crore treated as "Sustainable Debt", to be repaid by September 2030;
  • 20% of the equity to NARCL on a fully diluted basis.
• D. P. Abhushan's board approved a preferential issue of equity (up to ₹123.90 crore) and warrants (up to ₹434.11 crore) at ₹1,430 each, subject to shareholder approval.
• Piramal Finance allotted warrants worth ₹1,750.03 crore to promoter-group entity Nithyam Realty; 25% was paid on allotment.
• Vadilal Industries seeks approval for a 12-month supply agreement with related party Vadilal Enterprises worth up to ₹1,426 crore.
• Dr. Agarwal's Health Care: the NCLT sanctioned the merger of Dr. Agarwal's Eye Hospital into it.
• Jio Credit allotted NCDs of ₹2,616.50 crore on private placement.

Orders

• L&T's power transmission business won "Mega" orders (₹10,000–15,000 crore, per its classification) in Saudi Arabia, the UAE and India.
• Marine Electricals won orders of about ₹393.52 crore, including from data centre operators Web Werks and CtrlS.
• Aurionpro won a ₹150 crore follow-on order from a global hyperscaler for an AI-ready data centre in Navi Mumbai.
• Steamhouse India won a ₹311 crore EPC mandate (including GST) for a community boiler at Una, Himachal Pradesh.
• Laser Power & Infra won ₹72.76 crore of Power Grid contracts.
• Bharat Forge signed a long-term contract with Pratt & Whitney Canada for aero-engine components (value not stated).

Courts, defaults and incidents

• SEPC: the Madras High Court lifted the attachment on ₹154 crore of receivables after a ₹149.5 crore settlement, paid by another party under a 2015 indemnity.
• Amber Enterprises: loss from the 4 August fire at subsidiary IL JIN is estimated at ₹38.28 crore plus GST; the insurer has paid ₹10 crore on account.
• Ansal Properties disclosed a default of ₹94.32 crore of loan principal; total debt is ₹183.37 crore.
• RVNL disclosed exchange fines for board-composition lapses; it says it awaits the railway ministry's appointment of independent directors.
• Swiggy clarified that financing for its NOICE partners comes from SIDBI, Axis Bank and InCred, and that neither it nor Swiggy Neocap bears any credit exposure.

Stakes and people

• Granules India: promoter-group member Uma Devi Chigurupati bought 9.12% in the open market on 16 September, taking her holding to 12.51%.
• Grasim: the Birla promoter group has bought 2.01% in the open market since February 2024.
• CAMS: White Oak sold 1.998%, cutting its stake to 3.29%.
• Talwalkars: MD Meena Bhanushali resigned.
• Eris Lifesciences: COO Krishnakumar Vaidyanathan resigned.
• Popular Vehicles: promoter John K. Paul will exit under a family settlement, transferring his ~20% stake to the other promoters by 2029.
• Shaival Reality (SME): its board noted a warning letter from SEBI; the filing gives no details.

Energy

• UltraTech took its green power capacity to 2,024 MW, about 48% of its needs.
• JSW Energy reached 15,147 MW of installed capacity.

Educational research, not investment advice. Every item above is drawn from the company's own filing on NSE, read from the primary document; derived figures are our arithmetic and are labelled. No buy/sell recommendations, no price targets, no share prices. Moat & Margin is not a SEBI-registered Research Analyst or Investment Adviser.